Capper & Jones Solicitors

Your solution starts here………

Tel: 01352 752020

Fax: 01352 756967

Email: mail@capperandjones.co.uk

Authorised and Regulated by Solicitors Regulation Authority

SRA Number: 00047132    

VAT No: 161 2915 79


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Old Bank Chambers

1 King Street

Mold

Flintshire

CH7 1LA


What are the key stages of the conveyancing purchase process?


Once you have had an offer accepted, made a mortgage application and instructed your solicitor there are several steps which must be completed before you can get the keys and move into your new home. The key stages are:


  • Contract pack obtained from the seller’s solicitors which is then checked and any pre-contract enquiries are raised.


  • The necessary conveyancing searches and checks are carried out, including you needing to arrange household insurances.


  • Pre-contract enquiries are answered by the seller’s solicitors and returned.


  • Your solicitor reviews the pre-contact enquiry answers, the results of any  surveys and the mortgage documents and feedbacks to you so that you can raise any issues that you might have.


  • Once you are happy with everything you will be asked to pay the deposit in preparation for the exchange of contracts.


  • A completion date is agreed between you and the seller and the contracts are exchanged. Once contracts are exchanged you are legally obliged to go through with the purchase.


  • A transfer deed and completion form will be sent to the seller’s solicitor. Once these are approved by the seller’s solicitor and signed by all parties a completion statement will be prepared by your solicitor.


  • Your solicitor will then carry out pre-completion searches and obtain the mortgage funds from your mortgage provider. Once complete you will officially be the owners of your new home and will be able to collect the keys at a time and place as agreed with the seller.


  • Once the purchase is complete your solicitor will register the property in your name and you will receive a copy of the title and proof of ownership from the Land Registry.

What are the key stages of the conveyancing sale process?


Once you have accepted  an offer and instructed your solicitor there are several steps which must be completed before you can hand over the keys to the new owners. The key stages included in our prices are:


  • Title deeds, mortgage redemption figures and replies to  property information questionnaires are gathered from you and your mortgagee.


  • A Contract pack is prepared and supplied to the   buyer’s solicitors to check and then raise any pre-contract enquiries.


  • Necessary conveyancing searches and checks are carried out by the buyer's solicitor, which may give rise to further enquiries that you may need to assist in answering. These tend to be more complex for leasehold or managed properties.


  • Once the buyer's solicitor is  happy with everything, your solicitor  will arrange the signing of contracts and  checking of redemption statements to ensure there is enough money to redeem your mortgage.


  • A completion date is agreed between you and the buyer and the contracts are exchanged. Once contracts are exchanged you are legally obliged to go through with the sale and the buyer is legally bound to complete the  purchase. Now is a good time to organise removal men if you haven’t already.


  • Any deposit paid at exchange of  contracts will usually be held by your solicitor pending completion of the sale.


  • A transfer deed and completion form will be received from the buyer’s solicitor. Once these are approved and signed by all parties a completion statement will be prepared by your solicitor.


  • The buyer's solicitor will then carry out pre-completion searches and obtain  mortgage funds from the buyer's mortgage provider.


  • Once complete your solicitor will attend to redemption of your mortgage and will notify you that all has satisfactorily  completed, and that you may hand over the keys (and other essential information) to the new owners of your home.


  • Once the purchase is complete your solicitor will attend to the distribution of sale proceeds not required in the sale of the property or the redemption of your mortgage.